Save For What's Important To You

Colorado Federal Savings Bank offers simplified savings and fixed term accounts with competitive rates.

With savings rates up to 1.65% APY* and CD rates between 1.73%-2.71% APY, we offer rates that are straightforward, secure and FDIC insured.

*Annual Percentage Yield as of June 15, 2018


Savings
  • Interest Rate: 1.00%
  • APY: 1.00%
  • Minimum Opening Deposit and Balance: $1.00
  • ACH Fee: Restrictions Apply**
  • Monthly Maintenance Fee: None
  • Online Account Fee: None

* Annual Percentage Yield Accurate as of June 15, 2018.

** You may access your funds only through ACH. You are allowed six (6) withdrawals per monthly statement cycle. A fee of $25 is charged for each withdrawal over the maximum of six (6) per monthly statement cycle. Fees could reduce earnings on the account.

Rate is variable and may change after the account is open.

Each depositor is FDIC insured to at least $250,000, for each account ownership category. Click here for More Information from the FDIC.

Please refer to the Disclosure of Account Terms for terms and conditions. 


  • Interest Rate: 1.64%
  • APY: 1.65%
  • Minimum Opening Deposit and Balance: $50,000
  • ACH Fee: Restrictions Apply**
  • Monthly Maintenance Fee: None
  • Online Account Fee: None

* Annual Percentage Yield Accurate as of June 15, 2018.

Eligibility Restrictions Apply: In order to be eligible for a Premier Savings Account, the applicant must be a new customer to Colorado Federal Savings Bank. A new customer is defined as a customer who has not maintained a CD or savings account with the bank in the prior 60 days. Applications that are received for this product that are determined ineligible will be canceled. If you have questions about your eligibility, please contact us at 1-877-484-2372 Monday through Friday between 7 am and 6 pm MST.

** You may access your funds only through ACH. You are allowed six (6) withdrawals per monthly statement cycle. A fee of $25 is charged for each withdrawal over the maximum of six (6) per monthly statement cycle. Fees could reduce earnings on the account.

Rate is variable and may change after the account is open.

Each depositor is FDIC insured to at least $250,000, for each account ownership category. Click here for More Information from the FDIC.

Please refer to the Disclosure of Account Terms for terms and conditions. 



CDs
  • Interest Rate: 1.72%
  • APY: 1.73%
  • Early Withdrawal Penalty: 3 months' of interest
  • Minimum Opening Deposit and Balance: $5,000
  • ACH Fee: None
  • Monthly Maintenance Fee: None
  • Online Account Fee: None

* Annual Percentage Yield accurate as of June 15, 2018.

Each depositor is FDIC insured to at least $250,000, for each account ownership category. Click here for More Information from the FDIC.

Early Withdrawal Penalty for withdrawals prior to maturity date equals 3 months’ worth of interest on Certificate Term of one year or less and 6 months’ worth of interest for a certificate term over one year.

Please refer to the Disclosure of Account Terms for terms and conditions. 



  • Interest Rate: 2.27%
  • APY: 2.30%
  • Early Withdrawal Penalty: 3 months' of interest
  • Minimum Opening Deposit and Balance: $5,000
  • ACH Fee: None
  • Monthly Maintenance Fee: None
  • Online Account Fee: None

* Annual Percentage Yield accurate as of June 15, 2018.

Each depositor is FDIC insured to at least $250,000, for each account ownership category. Click here for More Information from the FDIC.

Early Withdrawal Penalty for withdrawals prior to maturity date equals 3 months’ worth of interest on Certificate Term of one year or less and 6 months’ worth of interest for a certificate term over one year.

Please refer to the Disclosure of Account Terms for terms and conditions. 



  • Interest Rate: 2.37%
  • APY: 2.40%
  • Early Withdrawal Penalty: 6 months' of interest
  • Minimum Opening Deposit and Balance: $5,000
  • ACH Fee: None
  • Monthly Maintenance Fee: None
  • Online Account Fee: None

* Annual Percentage Yield accurate as of June 15, 2018.

Each depositor is FDIC insured to at least $250,000, for each account ownership category. Click here for More Information from the FDIC.

Early Withdrawal Penalty for withdrawals prior to maturity date equals 3 months’ worth of interest on Certificate Term of one year or less and 6 months’ worth of interest for a certificate term over one year.

Please refer to the Disclosure of Account Terms for terms and conditions. 


  • Interest Rate: 2.48%
  • APY: 2.51%
  • Early Withdrawal Penalty: 6 months' of interest
  • Minimum Opening Deposit and Balance: $5,000
  • ACH Fee: None
  • Monthly Maintenance Fee: None
  • Online Account Fee: None

* Annual Percentage Yield accurate as of June 15, 2018.

Each depositor is FDIC insured to at least $250,000, for each account ownership category. Click here for More Information from the FDIC.

Early Withdrawal Penalty for withdrawals prior to maturity date equals 3 months’ worth of interest on Certificate Term of one year or less and 6 months’ worth of interest for a certificate term over one year.

Please refer to the Disclosure of Account Terms for terms and conditions. 


  • Interest Rate: 2.53%
  • APY: 2.56%
  • Early Withdrawal Penalty: 6 months' of interest
  • Minimum Opening Deposit and Balance: $5,000
  • ACH Fee: None
  • Monthly Maintenance Fee: None
  • Online Account Fee: None

* Annual Percentage Yield accurate as of June 15, 2018.

Each depositor is FDIC insured to at least $250,000, for each account ownership category. Click here for More Information from the FDIC.

Early Withdrawal Penalty for withdrawals prior to maturity date equals 3 months’ worth of interest on Certificate Term of one year or less and 6 months’ worth of interest for a certificate term over one year.

Please refer to the Disclosure of Account Terms for terms and conditions. 


  • Interest Rate: 2.67%
  • APY: 2.71%
  • Early Withdrawal Penalty: 6 months' of interest
  • Minimum Opening Deposit and Balance: $5,000
  • ACH Fee: None
  • Monthly Maintenance Fee: None
  • Online Account Fee: None

* Annual Percentage Yield accurate as of June 15, 2018.

Each depositor is FDIC insured to at least $250,000, for each account ownership category. Click here for More Information from the FDIC.

Early Withdrawal Penalty for withdrawals prior to maturity date equals 3 months’ worth of interest on Certificate Term of one year or less and 6 months’ worth of interest for a certificate term over one year.

Please refer to the Disclosure of Account Terms for terms and conditions. 



Have additional questions? Check out our FAQ page for more information.