Certificates of Deposit

Annual Percentage Yield
Interest Rate
Minimum Opening Deposit
Monthly Maintenance Fee NONE
Online Account Fee NONE

* Annual Percentage Yield accurate as of December 1, 2017.

Colorado Federal Savings Bank will only allow transfers to and from your original linked account. It is our policy not to change linked accounts. It is recommended you link a checking account that you intend to keep open. You may access your funds only through ACH.

An Online Certificate of Deposit offers a higher fixed interest rate for a specific term, for this single deposit account. This is a great choice for the depositor wishing to lock in a higher interest rate in exchange for accessibility of funds during the chosen term of the investment.

These accounts offer a variety of terms to choose from. This will allow the investor to pick from several terms with different maturity dates. The funds are not accessible until the term has expired. A penalty will be imposed for early withdrawal. Fees could reduce earnings on the account.

The account will automatically renew at maturity upon the expiration of the redemption grace period.

The minimum opening deposit is $5,000.00. The minimum balance required to obtain the APY stated above is $5,000.00.

Each depositor is FDIC insured to at least $250,000, for each account ownership category. Click here for More Information from the FDIC.

To start earning, simply complete an application online, fund your account and watch your money grow.

Early Withdrawal Penalty for withdrawals prior to maturity date equals 3 months’ worth of interest on Certificate Term of one year or less and 6 months’ worth of interest for a certificate term over one year.

Please refer to the Disclosure of Account Terms for terms and conditions.