Certificate Rates
Online Certificates of Deposit Interest Rates
| Duration | Deposit Amount | Interest Rate | APY* |
6 Month CD |
$5,000.00 | 1.14% | 1.15% |
1 Year CD |
$5,000.00 | 1.44% | 1.45% |
18 Month CD |
$5,000.00 | 1.64% | 1.65% |
2 Year CD |
$5,000.00 | 1.93% | 1.95% |
3 Year CD |
$5,000.00 | 2.27% | 2.30% |
5 Year CD |
$5,000.00 | 2.76% | 2.80% |
* Annual Percentage Yield Accurate as of April 9, 2010 Important Disclosures
CFSB will only allow transfers to and from your original linked account. It is our policy not to change linked accounts. It is recommended you link a checking account that you intend to keep open.
An Online Certificate of Deposit offers a higher fixed interest rate for a specific term, for this single deposit account. This is a great choice for the depositor wishing to lock in a higher interest rate in exchange for accessibility of funds during the chosen term of the investment.
These accounts offer a variety of terms to choose from. This will allow the investor to pick from several terms with different maturity dates. The funds are not accessible (without a penalty) until the term has expired.
The account will automatically renew at maturity upon the expiration of the redemption grace period.
The minimum opening deposit is $5,000.00.
No monthly service fees
FDIC insured up to $250,000 per depositor.
To start earning, simply complete an application online, fund your account and watch your money grow.
Early Withdrawal Penalty for withdrawals prior to maturity date, 3 months penalty on Certificate Term is one year or less and 6 months penalty for a certificate term over one year.
