Certificate Rates
Online Certificates of Deposit Interest Rates
| Duration | Deposit Amount | Interest Rate | APY* |
6 Month CD |
$5,000.00 | 1.14% | 1.15% |
1 Year CD |
$5,000.00 | 1.54% | 1.55% |
18 Month CD |
$5,000.00 | 1.64% | 1.65% |
2 Year CD |
$5,000.00 | 1.93% | 1.95% |
3 Year CD |
$5,000.00 | 2.27% | 2.30% |
5 Year CD |
$5,000.00 | 2.76% | 2.80% |
* Annual Percentage Yield Accurate as of March 8, 2010 Important Disclosures
An Online Certificate of Deposit offers a higher fixed interest rate for a specific term, for this single deposit account. This is a great choice for the depositor wishing to lock in a higher interest rate in exchange for accessibility of funds during the chosen term of the investment.
These accounts offer a variety of terms to choose from. This will allow the investor to pick from several terms with different maturity dates. The funds are not accessible (without a penalty) until the term has expired.
The account will automatically renew at maturity upon the expiration of the redemption grace period.
The minimum opening deposit is $5,000.00.
No monthly service fees
FDIC insured up to $250,000 per depositor.
To start earning, simply complete an application online, fund your account and watch your money grow.
Early Withdrawal Penalty for withdrawals prior to maturity date, 3 months penalty on Certificate Term is one year or less and 6 months penalty for a certificate term over one year.
FDIC insurance coverage is up to $250,000 per depositor through December 31, 2013. On January 1, 2014, the standard insurance amount will return to $100,000 per depositor for all account categories except for IRAs and other certain retirement accounts which will remain at $250,000 per depositor.
